1. Look, I had no clue my policy didn’t cover flood damage until I filed a claim after a basement leak. My agent asked when I last reviewed my policy, and I realized it had been 6 years—definitely learned my lesson there. Now I check yearly!

https://www.scribd.com/document/990408050/Personal-Property-Coverage-Why-Long-Time-Homeowners-Who-Never-Filed-a-Claim-Often-Get-Caught-Off-Guard-223673

1. Look, I had no clue my policy didn’t cover flood damage until I filed a claim after a basement leak. My agent asked when I last reviewed my policy, and I realized it had been 6 years—definitely learned my lesson there. Now I check yearly! 2