Save for a big family bill and keep cash back. Use separate savings pots for...

https://blogfreely.net/neasalnfbo/what-should-i-include-when-i-research-the-true-cost-of-moving-house

Save for a big family bill and keep cash back. Use separate savings pots for the cost and emergencies. Stress-test your budget with an awkward month: add a repair, high bills, or lost pay. Can you still cover both? If so, your plan works